It used to be that when most people talked about their retirement, the expectation was to have a three legged stool for deriving income when you actually retired. The first leg of the stool was really around the pension plan. You worked for a company your entire life. Some of your parents or grandparents worked for 30, 35, 40 years for the same company and when they retired, there was the reward of a pension for all of those years of hard w...
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